Embedded Banking & APIs — NoMoMFB

White-label accounts & card issuing, embedded into platforms via secure APIs.

Executive Summary (TL;DR)

Embedded banking lets platforms (marketplaces, SaaS, gig platforms, neobanks) embed financial services — accounts, card issuing, payouts, wallets — using NoMoMFB’s white-label APIs.

Benefits: faster time-to-market, new revenue streams, better user retention, and full control of UX — while NoMoMFB manages banking rails, KYC/AML & compliance.

Guide Sections

📌 Product Capabilities

White-label multi-currency accounts
Virtual & physical card issuing
Payments & payouts
KYC/KYB & risk screening
APIs, SDKs, Webhooks
Admin console & reporting

📌 Technical Architecture

Recommended flow: Platform UI → Platform Backend → NoMoMFB API Gateway → Banking Rails.

OAuth2 auth & rate limiting
Double-entry ledger
Event bus & webhooks
Sandbox environment

📌 API Example

Create Virtual Account (sample):

curl -X POST "https://api.nomomfb.com/v1/partners/abc123/accounts" \
  -H "Authorization: Bearer sk_live_xxx" \
  -H "Content-Type: application/json" \
  -H "Idempotency-Key: create-account-987" \
  -d '{
    "currency": "GBP",
    "type": "virtual_account",
    "metadata": {
      "customer_id": "usr_555",
      "product": "marketplace_escrow"
    },
    "account_profile": {
      "name": "Acme Marketplace Custodial",
      "email": "payments@acme.com"
    }
  }'

📌 Pricing Models

Setup: £3k–£25k
Monthly platform: £500 – £5,000
Per account: £0.10–£1
Card issuance: £1–£8
Transaction fees + interchange share

FAQs

❓ Can I fully white-label the UI?

Yes — hosted pages or full SDKs are available for deep white-label.

❓ Who holds the funds?

NoMoMFB or licensed partner bank under custody agreements.

❓ Can I issue multi-currency cards?

Yes — virtual cards support multi-currency authorization.

🚀 Get Started

Build embedded financial products with NoMoMFB’s secure APIs and developer-friendly sandbox.

Visit NoMoMFB

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