FX & Treasury Services — NoMoMFB

Professional hedging, forwards, swaps, options and liquidity management to protect margins and keep cash flow predictable.

Protect Margins

Lock-in rates and limit currency losses so your P&L stays predictable.

Optimize Liquidity

Centralize multi-currency cash, sweep balances, and reduce transfer friction.

Enterprise Grade Controls

Automated alerts, scenario modelling and compliance-first execution.

Quick Tools

Jump directly to detailed explanations or start an application.

Get Started

Open a multi-currency account and enable treasury features.

Spot FX

Instant currency conversion at live market prices — for payments and balance management.

Forwards

Fix a rate today for a future settlement to remove uncertainty for planned payments/receipts.

Swaps & Liquidity

Short-term FX swaps and cash concentration tools for better treasury efficiency.

Options

Asymmetric hedges that protect downside while allowing upside participation.

Treasury Dashboard

Real-time balances, position reporting, scenario modelling and alerts.

Risk Management

Policies, limits, AML controls, sanctions checks and counterparty credit reviews.

Example Pricing (Indicative)

Spot

Mid-market + 0.15%–0.35% (depends on size & pair)

Forwards

Forward rate pricing based on market forward points + 0.20%–0.40%

Options

Premium (volatility dependent) — tailored quotes for bespoke hedges

Actual pricing varies by counterparty credit, currency pair, tenor and trade size.

Spot FX — Real-time Currency Conversion

Immediate conversion for payments, receipts and balance management.

Definition: A spot FX transaction is the purchase or sale of one currency for another for immediate delivery — usually settled within 1–2 business days (depending on the currency pair and settlement conventions).

When to use Spot FX

To pay suppliers or invoices immediately in a foreign currency.
To convert receipts into a home currency when rates are favourable.
Balance management — move funds between currency accounts.

NoMoMFB features for Spot FX

Competitive mid-market based pricing with small spreads.
Real-time rate streaming in your dashboard.
Instant confirmations & settlement instructions.
Audit trail and exportable confirmations for accounting.

Practical example

Import payment of USD 50,000 due today: use Spot FX to convert local currency and pay via local USD rails to minimize intermediary bank costs.

Forward Contracts — Lock future FX rates

Fix your exchange rate today for a payment or receipt in the future.

What is a Forward? A forward contract is an agreement to buy or sell a currency at a predetermined rate on a specified future date. Forwards remove the uncertainty of future FX movements and are commonly used for known exposures (e.g., supplier invoice due in 90 days).

Key features

Custom tenors (commonly 1 week → 12 months, longer tenors available subject to credit).
Pricing derived from the spot rate + forward points (reflecting interest rate differentials).
Can be settled by physical delivery (exchange of currencies) or cash-settled depending on agreement.
Usually requires credit approval and margining in some cases.

Why use forwards?

Protect margins on forecasted costs or revenues.
Budget with certainty for working capital planning.
Avoid stress from sudden currency moves around payment dates.

Commercial terms & examples

Forwards priced as: Forward rate = Spot rate + Forward points. Example: A buyer expects to pay EUR 100k in 90 days. They fix the USD/EUR rate today via a forward to ensure predictable USD cost.

FX Swaps & Cross-Currency Swaps

Exchange currencies now and reverse the exchange later — useful for short-term liquidity and funding in different currencies.

FX Swap basics: An FX swap combines two transactions: a spot (or near spot) exchange and a forward reversal. It is predominantly used to obtain short-term foreign currency funding or to manage balance sheet currency mismatches.

Use cases

Short-term funding in foreign currency without raising new debt in that currency.
Managing timing differences where receipts are in one currency but payables require another.
Optimizing interest and settlement cost by leveraging interest rate differentials.

Cross-currency swap

Used for longer-term structural needs — principal and interest exchanged in different currencies over a term. Often used to hedge foreign currency debt (convert rate and interest exposure).

FX Options — Flexible Hedging

Options let you buy protection while preserving optionality to benefit from favourable moves.

What is an FX Option? An option grants the buyer the right, but not the obligation, to exchange currency at a given strike price within a specified time. It costs a premium (the option price) but provides protection against adverse moves while retaining upside potential.

Common structures

Vanilla calls and puts — simple one-direction protection.
Collars — buy an option and sell another to reduce premium cost.
Barrier options (structured) — conditional payoffs that can be cheaper.

When to use options

When you want downside protection but don't want to forgo upside.
For irregular or uncertain payables/receivables where timing or amounts might change.
Strategic exposures where traditional forwards are too rigid.

Pricing note

Option premium depends on volatility, time to expiry, strike relative to spot, and market liquidity. NoMoMFB provides bespoke quotes and educational tools to choose the right hedge.

Treasury Dashboard — Features

Centralized view of balances, exposures, limit usage, and P&L from hedges.

Real-time balances in all currencies and consolidated home-currency view.
Open positions: forwards, swaps, options — with mark-to-market values.
Scenario modelling: stress tests (e.g., +5% / -10% moves) and cash-flow impact.
Automated sweeps & concentration to minimize idle balances and optimize interest.
Alerting: rate alerts, limit breaches, upcoming maturities and margin calls.
Exportable reports: P&L, transaction history, audit-ready confirmations.

Integrations with ERP/accounting systems via API enable automated reconciliation and faster hedge settlement.

Risk, Compliance & Controls

Robust governance for treasury operations — credit, AML, sanctions and operational controls.

Core controls

Counterparty credit assessment and limits.
Transaction authorisation workflow and segregation of duties.
Real-time AML & sanctions screening on flows.
Reconciliation & internal audit trails.

Regulatory alignment

NoMoMFB adheres to central bank and international guidance for FX operations, maintains required reporting and monitors for jurisdictional controls on FX and cross-border flows.

Pricing — Indicative Bands

Indicative ranges to model your treasury costs.

Spot FX: Mid-market + 0.15%–0.35% (size/pair dependent)
Forwards: Forward points (market) + 0.20%–0.40% margin
Options: Premiums depend on volatility; structure-specific
Swaps: Pricing based on term and market curves
Advisory & managed programs: Tiered / bespoke fees depending on scale

For an accurate quote, send your trade size, currency pair, and tenor to our sales desk or use the dashboard request form.

Getting Started — Onboarding

Steps to enable FX & Treasury services for your NoMoMFB account.

Open a NoMoMFB multi-currency business account (online sign-up).
Complete KYC: corporate documents, UBOs, IDs and proof of address.
Submit treasury onboarding form: currencies, expected volumes, counterparties.
Credit & risk assessment performed (usually 1–5 business days).
Sign facility documents / ISDA/CSA if required for options/swaps (for larger programs).
Access to the Treasury Dashboard and live trading/hedging capabilities.

Need help? Contact NoMoMFB treasury desk with your trade samples and we'll prepare a tailored proposal and demo of the dashboard.

NoMoMFB FX & Treasury services are subject to eligibility, credit approval, and local regulatory constraints. Prices and product availability vary by jurisdiction. .

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